Individual(k)™
Maximize retirement savings if you're self employed or a business owner with no employees other than a spouse.
SIMPLE IRA
A great starter plan for employers with up to 100 employees that encourages employees to contribute.
SEP IRA
With generous contribution limits, it's the simplest, most flexible tax-deferred retirement plan you can sponsor.
Benefits of starting a small business retirement plan.
When you decide to set up a retirement plan for your small business, you gain access to a variety of advantages.
Jump-start your savings
As a small business owner, planning for your retirement is entirely up to you. And if you employ others, you'll be helping them get on the right track for retirement, too.
Benefit from tax breaks
All retirement plans offer tax-deferred growth on earnings. As an employer, you also benefit from tax-deductible employer contributions.
Grow your nest egg
In addition to your plan contributions, the compounding of interest, dividends, and capital gains allows your account to generate earnings on top of earnings.
Attract and retain talent
Offering a retirement plan to your employees can keep you competitive in the job marketplace and help your business flourish.
NOT SURE WHAT'S RIGHT FOR YOU?
Size up your retirement plan
Get to know the small business plans available with Vanguard investment lineups: the Individual(k), SIMPLE IRA, and SEP IRA. Try our interactive tool to see which plan may be the best fit for your business and goals.
Contact us if you need help picking the right plan for you.
Please complete the form below and our team of experts will be in touch to discuss the Ascensus small business plans featuring Vanguard investments. If you would like to speak to a representative directly, please contact us at 833-889-2333.